How We Work









Our approach to financial planning is defined by a process; a process that provides you with the guidance you need to make an informed decision. By taking a holistic, comprehensive approach, we work with you and your existing advisors to ensure your financial plan is coordinated and fully integrated.

We do this through a defined six-step financial planning process as shown below:

Step 1: Concept Interview

  • Understand your goals, your concerns and any financial planning you’ve already done
  • Identify areas where we may be able to help
  • Establish a fee
  • Secure basic documents

Step 2: Comprehensive Data Gathering

  • Formalize working relationship
  • Gather appropriate financial data, objectives and risk tolerances
  • Discuss and establish goals
  • Discuss attitudes, views and concerns

Step 3: Financial Plan Design

  • Review fact finder and assess status relative to goals, objectives and attitudes
  • Analyze and evaluate current financial status
  • Confirm and clarify data
  • Prepare preliminary financial plan
  • “Try-on” ideas; including key advisors, as needed, and refine recommendations

Step 4: Formal Financial Plan Presentation

  • Present final financial plan document
  • Answer Questions
  • Establish action plan

Step 5: Implementation

  • Coordinate with other advisors
  • Review and recommend specific financial instruments necessary to implement financial plan
  • If desired, assist in implementing your financial plan
  • Secure prestige recommendations

Step 6: Review & Service

  • Analyze ongoing issues at least annually
  • Make adjustments as your situation changes
  • Keep financial planning updated/current